Questions
Who is this for?
Anyone who finished a Chapter 7 or Chapter 13 bankruptcy and got a discharge. If your attorney or the company that handled your trustee payments sent you here, you are in the right place.
What do I get?
A list of the accounts on your credit report, each marked Error, Possible error, Looks right or Not checked. For each one we say what is wrong and what it should show.
Is this a subscription?
No. It is $99.99, one payment, for one check.
When is my card charged?
You pay $99.99 when you start, before we pull your credit report and court records. If you have a question about your payment, you can write to us at support@dischargecheck.com.
Do you fix my credit report?
No. We show you what is reported wrong. You can send a dispute to each credit bureau yourself, or take the list to your bankruptcy attorney.
What do you need from me?
Your legal name, date of birth, home address and Social Security number. We use them to find your court case and pull the right credit report. Then you answer a few security questions so we know it is you.
Which credit bureaus?
Equifax, Experian and TransUnion. They come together in one report.
Does this change anything on my credit report?
No. We only read your report. Nothing is sent to the bureaus or to your creditors.
What does Possible error mean?
Something looks off, but the records alone do not let us say for sure. These are the ones to look at closely.
What does Not checked mean?
We could not match the account to your case, or could not read it clearly enough to say. We tell you why for each one.
Is this legal advice?
No. DischargeCheck is not a law firm. If you have questions about your bankruptcy, your attorney is the right person to ask.
Still have a question? Email us at support@dischargecheck.com.
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